Luiz Carlos Trabuco, The Banking Enigma Of Bradesco

Sep - 08 2017 | no comments | By

Luiz Carlos Trabuco is more than just a business executive. He is the president of one of the largest banks in Latin America – Bradesco Bank. Luiz Carlos has over $900 billion worth of assets under his management at Bradesco. The bank serves over 27 million account holders. Most people know Trabuco as a professional who relies on wisdom, persistence, and experience to provide unmatched financial solutions to bankers in Brazil and beyond.

Luiz Carlos is among the four leaders of Bradesco who are famous for their outstanding expertise in banking and insurance. He became the fourth president of the bank, inheriting the position from Cypriano Marcio. He has more than forty years of experience in finance. This has made him a mentor and a consultant for many bankers and investors.

Mr. Luiz Carlos Trabuco has bagged numerous accolades since he began his career. In 2007, he received the Personality of the Year Award for the second time (the first one was in 2003). During this period, he was the president of Bradesco Insurance and Pension Bank. Mr. Trabuco believes that the insurance market is an important facet which can contribute to the stability and growth of Brazilian economy.

Ever since he became the manager of the bank in 2007, he has been spreading positivity and urging people to embrace insurance banking. He is quite optimistic that the insurance market has a future because it is a supporting arm of the state. Trabuco has often requested the government to recognize the industry as a vital avenue for developing and maintaining people’s welfare.

Mr. Trabuco was born in Marilia, which is also the native home of the first president of Bradesco Bank – Amador Aguiar. He studied at the Faculty of Philosophy, Sciences, and Letters at the University of São Paulo from where he graduated with honors. He also attended the School of Sociology and Politics in Sao Paulo from where he undertook his post-graduate studies in Socio-Psychology. He began working at Bradesco in 1969 at the age of 18.

Since he joined Bradesco, Luiz Carlos has been associated with numerous positions before being elected the president of the whole entity. His hard work enabled him to become the managing director of the bank in 1998. He didn’t stay in this position for long.

A year later, the leaders of the bank, including Mr. Aguiar, agreed unanimously to make him the executive vice president of Bradesco. In 2003, he once again rose to a higher rank- the CEO of Bradesco. He managed the entire operations of the bank until his predecessor Marcio Cypriano was too old to continue leading.

Upon being announced the president, Luiz Carlos was determined to make Bradesco the largest bank in Brazil. In 2015, he made an incredibly bold move to purchase the Brazilian branch of HSBC for $5.2 billion. The decision was approved by the chairman of the board – Lazaro Brandao. Bradesco was back in business and was better-placed at competing for the first position in the private banking sector. Bradesco was able to outshine their sworn competitor Itau Unibanco. It became the largest bank in Brazil.

Luiz Carlos Trabuco brought about a rapid growth at Bradesco, which could only have been achieved after six years of organic growth. To date, he has contributed up to 30% of the bank’s profits. Currently, Luiz Trabuco’s mission is to impart leadership skills to executives from different ranks within the bank. His best-performing students are offered a chance to pioneer innovative ideas that facilitate the growth of their career.

Sujit Choudhry’s Views on Ukraine’s Democratization

Sep - 08 2017 | no comments | By

Sujit Choudhry is the Director of the Center for Constitutional Transitions. He is also a member of the UN Mediation Roster, a consultant at the World Bank, and a professor of law at the University of California among other roles. Choudhry is famously known for his prowess on comparative constitutional law. His knowledge of constitutional law has enabled him to travel the world giving lectures and advising different government on matters constitution.   More to read about him on blogs.law.nyu.edu.

Sujit Choudhry regularly gives his views on various governments around the globe. Recently, he was invited to a workshop in Ukraine, along with other experts, where he discussed among other things, the Ukrainian semi-presidential system. In the seminar, Choudhury suggested that he was wary of Ukraine’s democratization. According to him—weak political parties, too much power held by the office of the president, and legislature electoral system among others were to be blamed for the unstable democracy. The workshop was put together by major think tanks in Ukraine such as the International Institute for Democracy and Electoral Assistance among other parties interested in sustainable democracy.

A relevant article to read here.

What does the Center for Constitutional Transitions do? Choudhry is the head of the center; he oversees all of the center’s operations. The center’s primary goal is to generate and mobilize information in aid of constitution development. To this end, the center gathers international experts with abilities to output evidence based policy options, and these experts become primary purveyors of constitutional advice to many leaders in different countries. Under Choudhry’s tenure, the center has achieved its mission in over 25 countries. Choudhry is well aware of the importance of involving other stakeholders in the activities of the center that is why he encourages NGOs and think tanks among other institutions to take part at every stage of the center’s operations.  Keep up-to-date with his latest work, click on researchgate.net.

Sujit Choudhry is a renowned author. He has published many journals, books, articles, reports, and papers. One of his books “Constitution Making” is famous with governments hoping to amend or draft a new constitution.  Check this on constitutionaltransitions.org.   Choudhry’s other books are popular with institutions of higher learning.

Choudhry is an alumnus of the University of Oxford and Harvard School of Law. He has been recognized and honored by universities and associations alike.

For added info visit http://www.bizjournals.com/sanfrancisco/potmsearch/detail/submission/6425776

ClassDojo Helping In Keeping Up With Technology

Sep - 04 2017 | no comments | By

An application that connects teachers, parents, and students in one platform is what ClassDojo is. At this era that technology is so advanced and laptops and smartphones are used mainly in communication, the app comes in handy in making the communication easier. The avatar of the students is set to a googly-eyed monster as a default, but the student can change to their desired image.

The application is compatible with interactive whiteboards, desktops, smartphones, and laptops and a student gets an immediate notification once their avatar is clicked on. The students also get dojo points, so teachers have come up with ways of awarding those points.

Parents using the app

ClassDojo is loved by parents because it has made them more involved with their children school work. A parent can follow the activity of a student throughout the day. From there, a parent can know what went on in a child’s day at school. It will also be easy to start a conversation about their day. ClassDojo allows instant messaging, a concern from a parent to a teacher or vice-versa does not have to be postponed. Using the app, a parent can write to a teacher at any time. Parents also have the opportunity to calm their children nerves when they feel tense.

Advantage to teachers

Teachers have found the app to be helpful in organizing and monitoring behavior. It also helps in saving time. Recording conduct and accomplishment is just a click and all the students are managed in that one app. Teachers are also able to give points depending on the students’ behavior.

ClassDojo comes in handy when it comes to following a student’s progress both by the parent and the teacher. With the application, they can establish if a student has a problem and find a way to help out. It is only an application like ClassDojo that can be a teacher’s friend, parent’s friend and student’s friend at the same time.

 

Learn more about ClassDojo:

http://www.businessinsider.com/ed-tech-startup-classdojo-is-going-viral-2016-7

The Positive Impact of Consumer Reviews on the Success of Fabletics.

Sep - 04 2017 | no comments | By

The profits of a company are greatly manipulated by the power of the crowd. Many buyers greatly depend on the information that they get from crowd-sourced online review to know about various products that they would like to buy. The consumer also trusts the clients’ opinions that they read from the internet as much as they would believe in a recommendation from a family member or friend. Top brands in different industries understand the influence of the new customer behavior and have been considering client reviews when creating marketing strategies. Fabletics is one of the businesses that use the trick to attain in success. The firm joined the fashion sector in 2013, and its value grows more than twice annually. Its website currently has about one million active subscribers, and it generates an annual revenue of $235 million. Shawn Gold, who is the current corporate marketing officer of Techstyle Fashion Group, said the firm has managed to be successful because of the positive reviews that it is offered by its clients.

 

Fabletics’ administration knows the impact of customer review and has been using this to ensure that it penetrates the United States’ market. The firm believes that the reviews that are offered by previous consumers significantly influence the customer retention rates, loyalty, and purchases. Most people across the globe are frequent internet users, and their acquisition decision can be influenced by the opinions that they read on online. People tend to research about a brand before they buy its products. A BrightLocal study shows that over 84 percent of consumer trust the information from the online reviews. Many people have also stopped believing in traditional advertisements,

 

L2 recently conducted research, which showed that 76 percent of the successful companies had featured a reviews section of their websites. Having client reviews facilitates the growth of brands. Results from a study that was done by Vibes on holiday shopping showed that less than 33 percent of people visit online mobile stores to view their prices while over 65 percent are interested in reading reviews.

 

Firms that have earned genuine positive reviews have very high chances of improving their business and client relationships. Such companies also have an excellent rating, are appealing to many customers, and also make high profits. Enterprises that have developed strategies that are based on reviews tend to have strong consumer loyalty and return ratios. Businesses that are reviewed positively appear on the first page when searched on Google. Google currently works with websites such as Trustpilot to ensure that online firms have genuine Google Seller Ratings. Research indicates that internet advertisements that have Google Seller Rating have a 17 percent more CTR compare to the unrated ones.

 

BrightLocal’s recent research indicated that consumers have 74 percent chances of the being influenced to acquire a product after reading its reviews. Fabletics and TechStle believe in crowdsourced reviews since they portray the real image of a firm. The products that are offered by the two companies are based on consumer reviews.

Bruno Fagali: How To Choose A Lawyer

Sep - 02 2017 | no comments | By

Are you looking for a law firm or lawyer to help resolve your legal problem in Brazil? Need someone who can address your problem efficiently and effectively? If you are serious about enlisting the services of a competent lawyer in Brazil, then look no further than Bruno Fagali – one of the leading lawyers in Brazil.

There are several things you need to take into consideration before you start looking for a lawyer.

When it’s time to find a lawyer or law firm, it’s very important to think about your situation and what you really need to have it resolved. It’s a good idea to consider the type of case you are dealing with, and what you want to accomplish.

Then think about how the case is affecting your business or your professional life, and what can be done to get things back to normal. Once you have gone through these steps, start searching for the right lawyer for the case. For example, if you have a business dispute with an associate or another organization, select a lawyer with experience in addressing business law matters.

Asking family, neighbors, friends or colleagues about their lawyers or legal representatives can be a good way to find a law firm or lawyer. This is a much better approach than to just choose any lawyer or law firm out there.

If you want to search on the Internet be sure to use a reputable source or directory such as a Law association or professional organization. You should find out information about the lawyer’s license, certification and experience in the field.

Bruno Fagali has provided excellent legal representation for many years and is well recognized in the field. He is passionate about resolving his clients legal problems and advising them on how to comply with applicable laws and regulations. His clients come from a wide variety of industries, and are happy with the quality of legal solutions he provides.

Bruno Fagali focuses on Regulatory Law, Compliance, Administrative Law, Ethics and related issues. Bruno Fagali has a great reputation among his clients and peers and he takes the time to address their legal matters.

 

Jason Hope Campaigns for the Internet of Things Concept

Aug - 27 2017 | no comments | By

Jason Hope is an American technology entrepreneur and a philanthropist living in Scottsdale, Arizona. He is a believer in technology advancements and charitable works that help the community. Jason is a graduate of Arizona State University with a degree in Finance. He also holds an MBA from the W.P. Carey School of Business. Jason Hope started off as his career in mobile communications company before moving to mentoring and charity works.

One area of technology that Jason holds dearly through his career is the Internet of Things. He has been a reputed commentator on the tech topics. He has also written extensively about the Internet of Things in major technology blogs and magazines. Jason refers to Internet of Things as the biggest wave of innovation to ever hit the technological world. His writings are acknowledged widely as an indication of the route technology is likely to take currently and in future.

Internet of Things is a technology concept that connects devices we use daily in our lives together. For instance, through this concept, you can connect your kitchen appliances, lighting system, electronic devices in your house together. The aim is to have the devices connect and share data, improve the way they work and ensure efficient use of resources.

Jason Hope being a leading voice in promoting the Internet of Things concept believes the technology gaining massive traction from the top tech companies all over the world. He says that any company left out in implementing this concept risk being irrelevant in future. Jason foresees a time in future when all devices we use will be able to connect with each other. Companies will be in stiff competition in implementing innovative ideas and producing relevant application and devices. He explains that embracing Internet of Things will reduce wastages greatly. He gives an example of the transport sector as one of the areas this concept has been successfully implemented. Today it’s easy to monitor the routes buses take in real time, to avoid risky conditions on the roads. This reduces cases of unnecessary congestion on the roads. It also helps monitor accidents incidents on our roads.

Jason Hope is optimistic that if the Internet of things concept is effectively embraced, it will lead to a technological revolution never seen before.

About Jason Hope: http://jasonhope.com/about/

BenefulIncrediBites is the Food Your Small Dog Needs

Aug - 26 2017 | no comments | By

Small dog breed owners know that there is a difference between the nutritional needs and taste preferences between large dog breeds and little dog breeds that weigh under 15 pounds. BenefulIncrediBites by Purina was designed specifically for the dietary needs and particular taste preferences of small breed dogs.

Real farm raised beef is the number one ingredient in IncrediBites. Small dogs just can’t get enough of the real beef flavor. When looking at commercial dog foods on the market, with most products the number one ingredient is grain. The real meat is what makes IncrediBites taste better for dogs and provides the real nutrition they need.

IncrediBites has at least 27 percent protein in every bite. The all beef flavor comes complemented with real carrots and peas for added taste and health benefits. It includes a full spectrum of vitamins and minerals that specifically target the nutrient needs of small dog breeds. Over 94 percent of people that have tried IncrediBites with their dogs would recommend it to others.

 

Alfonso de Angoitia Noriega – Pitches

Aug - 23 2017 | no comments | By

     The steps to become a professional news agent are unique. There’s minor variations between each state; yet, overall, the process remains the same. The laborious process and licensure are meant to protect public welfare and the industry. Alfonso de Angoitia Noriega has been there and done that.

In fact, this media journalist knows much about nearly every modern topic or trend. He works with the best experts of Grupo Televisa. See a few of his most recent pitches for future article headlines, translated and paraphrased from their original Spanish, of course:

  1. The Importance of Having Your Own Savings and Checking Accounts While You are in High School or College – Start Early
  2. How to Invest Into a CD for Your Retirement While You’re Still in Your Early Twenties or Thirties – Get Started Right Away with This Simple Guide
  3. The Best Ways to Search for Auto Insurance Using Online Auto Quotes by Zip Code Location – Find Out How You Can Save with Just a Tap or a Click
  4. The Number One Way to Beat the Odds When Getting Your Very First Travel Insurance Package – Explore
  5. Paying off Those Crazy Student Loans Right After Graduating – Why It May Not Be Such a Bad Idea to Get a Head Start While You Still Can

 

Alfonso de Angoitia Noriega on His Very Favorite Chair for Brainstorming, Writing, Editing

If you seek a refined design with a quality carving that houses no less than the best of solid mahogany construction, then Alfonso de Angoitia Noriega can show you something extraordinary. He favors the Mudabab 1029 de Mexico chair. Plus, its seat cushion can be over upholstered; its neutral fabric easily fits most decors. It’s no wonder that Alfonso de Angoitia Noriega has endorsed it countless times.

The Variety of EOS Lip Balm

Aug - 19 2017 | no comments | By

EOS, evolution of smooth, is an up and coming beauty company most known for their famous lip balms. Not only do consumers swear by this lip balm as the ultimate lip-smoothing tool, but all products are made with organic ingredients and are paraben and petroleum free. All products are hypoallergenic and gluten-free, as well, so they are really accessible to anyone.

See also this amazing link, http://www.usmagazine.com/stylish/news/eos-updated-its-classic-lip-balm-photos-w496434.

EOS lip balms contain top grade ingredients like shea butter, jojoba oil, and they are rich in antioxidants. The products are tested by dermatologists and rigorously tested by their own labs. No balms are tested on animals, and the only animal byproduct they contain is beeswax. All of these qualities lead to EOS lip balms being one of the most sought after lip cares in the world.

Not only are there beneficial ingredients, but they have managed to provide so many great flavor and coverage options, as well. Several of the options offered are an organic lip balm, a visibly soft lip balm, a crystal lip balm, a shimmer lip balm, a medicated lip balm, plus a few more. There is literally an option for everyone. Within those categories are even more options in terms of flavors and colors. For instance, their organic lip balm contains flavors such as blueberry acai, passion fruit, and honeysuckle honeydew, to name a few, check out the latest flavor here on walgreens.com.

Though most of the lip balms come in their signature egg shaped container, they do have a line of lip balm sticks called the organic stick lip balm. This comes in three flavors; pomegranate raspberry, vanilla bean, and sweet mint, buy now here on amazon.de. EOS also offers several multipacks so you can get several different flavors and even varieties with one purchase.

With so many colorful and fun flavors and their great ingredients, it’s no wonder EOS lip balms are so highly sought after! View additional source article.

 

New Executive Team for InnovaCare Health

Aug - 18 2017 | no comments | By

Innovacare Health recently hired three new executives to their team. These professionals each come with outstanding understanding, knowledge and expertise in high rated management, insurance and accounting positions. Jonathan Meyers, Penelope Kokkinides and Mike Sortino are the three executives that Rick Shinto is excited ot have join his team. Jonathan Meyers is the new chief actuary officer for Innovacare Health. Previously he was employed with Blue Cross Blue Shield Horizon as an actuary officer for medicare and medicaid and he was an actuary officer for HealthCare Partners in New York. Penelope Kokkinides has over two decades of experience in the healthcare industry specializing in medicare and medicade. Her new role with Innovacare Health is chief administrative officer.

Additionally, Penelope has experience with developing clinical programs and previously held the title of executive vice president and CEO at Centerlight HealthCare. The third member of this new executive team at Innovacare Health is Mike Sorinto. He is the company’s new chief accounting officer. Mike held several executive positions prior to his employment with Innovacare Health; he worked at Samsung Fire and Marine Insurance Company as a controller and spent over five years employed with HCC Specialty as a chief financial officer. Mike has been working within the insurance and reinsurance industry for over two decades and spent more than five years in the public accounting profession.

Rick Shinto is the chief executive officer and president of InnovaCare Health. He is pleased with these three new executives as they each bring something new to offer to his business. In addition to Rich Shinto’s executive team, his co-founder and chairman Daniel E. Straus is happy about the new turn of InnovaCare Health is taking with adding these three executives to their business. Daniel Straus is an investor for various healthcare establishments such as assisted living, hospice and institutional care facilities. Rich Shinto has been working with clinical and operational healthcare for over twenty years. Dr. Shinto began his career in medicine as an internist and pulmonologist. He was the president and CEO of Avita Health prior to its sale in 2012, after that he took on the role of president and CEO of InnovaCare Health.

Source of the article : http://www.bizjournals.com/newyork/bizwomen/wotm/6104172/Penelope_Kokkinides

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